Understanding No-Fault Insurance for Auto Injuries
What is No-Fault Insurance?
No-fault insurance is a type of auto insurance coverage designed to ensure that individuals injured in a car accident receive medical treatment and rehabilitation regardless of who was at fault for the accident. This means that if you are injured, your own auto insurance policy—rather than the at-fault driver’s insurance—will cover certain medical expenses, including necessary treatments like massage therapy.
How Does No-Fault Insurance Benefit You?
The primary advantage of no-fault insurance is that it allows faster access to medical care without the need for lengthy investigations or legal disputes over fault. Instead of waiting for an insurance company to determine who caused the accident, you can focus on recovery and receive treatment as soon as possible.
In many cases, no-fault insurance includes Personal Injury Protection (PIP) or Medical Payments (MedPay) benefits, which may cover:
- Medical treatments and rehabilitation (such as therapeutic massage)
- Lost wages due to accident-related injuries
- Necessary expenses related to your recovery
What Does This Mean for You?
If you’ve been injured in an auto accident and your doctor prescribes massage therapy as part of your rehabilitation, you may be eligible to receive treatments covered by your no-fault insurance policy. This means you can get professional, in-home massage therapy—at no direct cost to you—helping you recover comfortably and effectively.
At Body Well Mobile Massage, we specialize in insurance-covered therapeutic massage for accident recovery. If you have no-fault insurance coverage, we can guide you through the process and help coordinate your treatment.
Get Started with Your Recovery
📞 Call (888) 929-9355 to find out if your insurance covers therapeutic massage for your auto injury rehabilitation. Let us help you take the next step toward healing.
Common Car Accident Injuries:
Whiplash
This is a neck injury caused by sudden movement of the head during a collision. It causes pain, stiffness, and reduced range of motion. Massage can help by relaxing tightened muscles, increasing blood circulation to affected areas, increasing mobility and reducing stress
The cost of whiplash injury treatment without insurance can vary depending on the severity of the injury, the type of treatment, and the location of the provider, but it averages at $10,000-$20,000
Massage therapy for whiplash should be done by a qualified and experienced therapist who can apply the appropriate techniques and pressure according to the client’s condition and preferences.
Concussion
This is a brain injury caused by a blow to the head or a violent shaking of the head. It can result in headaches, dizziness, confusion, memory loss, and other cognitive problems
Massage therapy can help by reducing spasms in the neck area, increasing blood circulation, improving blood circulation and increasing natural painkillers inside the body
The average settlement for concussion injuries is between $10,000-$20,000
Fractures
These are broken bones caused by impact or pressure. They can affect any part of the body, but are more common in the arms, legs, ribs, and pelvis. They can result in pain, swelling, bruising, and reduced mobility
Massage therapy can help by stimulating blood flow to the injured area, reducing inflammation and edema, relaxing muscles around fracture and enhancing moodÂ
The cost of treating a fracture injury without insurance can vary depending on the type and location of the fracture, the type of treatment, and the location of the provider. Non-surgical treatment for fractures can go up to $2,500
Why choose Body Well for no-fault auto injury massage therapy?
At Body Well Therapy, we are passionate about providing the best massage experience possible for our clients.
Here are some of the reasons why you should choose us for your no fault massage recovery needs:
We are mobile
We bring the massage to you, wherever you are. You don’t have to worry about driving, parking, or waiting in a crowded spa.
You can enjoy a massage in the privacy and convenience of your own space, at a time that works for you.
We are professional
We only work with licensed and insured massage therapists who have undergone rigorous screening and training.
Our no fault massage therapists have the skills and knowledge using various massage techniques to help you reach your and your doctor’s specific goals. They are also friendly, courteous, and respectful of your boundaries and preferences.
It is “free” when covered by insurance (every state except New York)
Our massages are most often fully covered by auto injury insurances, and on top of that, we will do all of the claims processing so you don’t have to worry about that at all. We won’t be hounding you for any payments ever!
Dealing with car crash-related injuries can take you tens of thousands of dollars out of your pocket
Contact Us
We have professional therapists with incredible skills – some who have been working in the field for over 20 years. We will visit you at your house, any day or evening of the week to suit your schedule. Call today at (888) 929-WELL or complete the form below or at our main auto injury massage page!
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Popular auto injury insurance companies:
- Progressive: This company offers competitive rates, discounts, and online tools for customers. It also provides optional basic economic loss (OBEL) coverage, which is an additional $25,000 of PIP benefits that can be used for any expenses not covered by the standard PIP
- GEICO: This company is known for its low-cost policies, customer service, and mobile app. It also offers additional PIP benefits, such as increased limits, funeral expenses, and lost earnings
- State Farm: This company is the largest auto insurer in the U.S. and has a network of local agents. It also offers a variety of coverage options, such as medical payments, uninsured/underinsured motorist, and rental car reimbursement
- USAA: This company is exclusive to military members and their families. It offers low rates, discounts, and loyalty rewards. It also provides additional PIP benefits, such as death benefits, essential services, and income continuation